Easy credit with the Oportun® Visa® Credit Card

Easy credit with the Oportun® Visa® Credit Card

Questions

Applying is simple. Confirm your offer hasn’t expired and go to You can also accept your offer by calling 855-613-0070. We’re ready to help from 8 am­–8 pm CT Monday–Friday, and 9 am–7 pm CT on weekends and holidays.

Making payments online is simple. Just log in to your online credit card account and use your checking or savings account to make a one-time or recurring payment. Debit cards are also accepted. Automatic payments are the easiest way to make your payments on time-and you’ll never forget your due date.

If you want to pay by phone, call 833-OPORTUN (833-676-7886). You can make a payment in person at any MoneyGram location nationwide, including inside CVS and Walmart. Or mail a check or money order to the following address:

Products

  • Personal loans
  • Credit cards
  • Make a payment

Oportun

payday loans Oregon

New Mexico residents: TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Customer Experience – Contact Manager, Oportun, PO Box 4085, Menlo Park, CA 94026; 888-408-3020 ; [email protected] . This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at 505-476-4885 or visit the website .

Personal loans in AZ, CA, FL, ID, IL, MO, NJ, NM, TX, UT, and WI are originated by Oportun Inc. NV loans originated by Oportun, LLC. Personal loans in AL, AK, AR, DE, IN, KS, KY, LA, MI, MS, MT, NC, ND, NH, OK, OR, RI, SC, SD, TN, VA, VT and WA are originated by MetaBank®, N.A., Member FDIC. Oportun® Visa® Credit Card is issued by WebBank, Member FDIC. The Oportun Credit Card is open to all consumers, except for residents in CO, DC, IA, MD, WI, and WV. See the Oportun Cardholder Agreement for details, including applicable fees.

Oportun’s website terms, privacy, and security policies don’t apply to outside sites we reference. Please review those websites for their terms, privacy, and security policies to see how they apply to you.

General Product Terms: Lending products are subject to credit approval. Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to select nationwide credit bureaus. Prequalification will not impact your credit score with the nationwide credit reporting agencies until you submit for final approval. Typical loan amounts are $500 to $3,500 for personal loans for new customers, $500 to $7,500 for returning customers, and $3,200 to $10,000 for secured personal loans. Click the products below for specific details.

Actual account terms are based on application information and creditworthiness and ounts range from $300 to $1,000. APRs are variable and range from % to % as of .

True Cost of a Loan: Based on a study conducted by the Financial Health Network (FHN), commissioned by Oportun. Results are applicable to nonprime consumers, including those with little or no credit history, where the total savings number equals the difference between the average cost of alternative installment and payday lending products that customers e amount through Oportun, multiplied by the number of customers served in the period. FHN analyzed the rates, fees, and terms for payday, installment, credit card and rent-to-own products for customers and calculated the total cost of those products for common loan amounts. FHN considered the loan repayment structure and time frame for each product, borrower income, the potential for rollovers and refinancings, and legal parameters that prevent or constrain borrowing. On a quarterly basis, Oportun calculates the total amount saved by consumers getting unsecured personal loans through Oportun, since 2006, in interest and fees compared to the alternative lenders. This amount is calculated based on the total figure from the prior study, with information on first-time personal loan borrowers through Q3 2021, added to the results using the new nationwide study with new and returning personal loan borrowers starting Q4 2021. The actual savings for each customer will vary based on specific loan terms and alternative products available in your area.

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